Cross-border Trade Toolkit
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Currency Converter for Cross-border Sellers

Price products, check supplier quotes and estimate payouts. Add the spread or fee your payment provider charges to see a realistic result.

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Mid-market rates vs the rate you actually get

The table shows mid-market rates: the midpoint between buy and sell prices on the interbank market. Banks, PayPal-style wallets, marketplaces and payout providers usually add a spread or fee on top, often 0.5%–4%.

Enter your provider's markup in the Spread / fee field and the converted amounts are reduced accordingly, so you can compare real costs between providers.

Where the rates come from

Rates are fetched from public exchange-rate data sources (primary source plus two fallbacks) and cached for six hours. The date of the data is shown above the table. Rates are for reference; your bank or payment platform settles at its own rate.

Pricing tips

  • Quote in the buyer's currency but keep a margin for FX movement.
  • Include the platform's currency-conversion fee in your landed-cost model.
  • For duties and VAT, see the EU import duty & VAT calculator.

Frequently asked questions

How often are the rates updated?

The data source updates daily, and this tool caches results for six hours to stay fast and polite to the free data providers.

Why does my bank show a different rate?

Banks and payment providers add a spread. Use the spread field to approximate it.

Can I use it for invoices or accounting?

No. Use the rate your bank, payment provider or tax authority requires for official documents.

Related tools

EU duty & VAT Enter goods value, shipping, duty rate and destination country to estimate duty, import VAT and total landed cost. Jump to TARIC or Access2Markets with your code prefilled. US tariff Enter an HTS code, pick the country of origin and the goods value. See the base rate, Section 301 lines and an estimated total duty. Time zones Know when your supplier is at their desk and when your buyer is asleep. Add the cities you work with and convert any date and time.

For reference only. Not customs, legal, tax or financial advice. Not affiliated with any marketplace, carrier or customs authority. Updated: 2026-10-14.